Health insurance helps you pay for doctor visits, hospital care, and other health services. With insurance, you won’t have to pay the full cost by yourself. Most people pay a premium, which is the amount you pay every month to keep your coverage. Some plans also have a deductible, which is the amount you must pay before your plan starts to help.
After your deductible, you may pay a small part of the cost each time you get care. This could be a copay (a set dollar amount) or coinsurance (a percent of the cost). Medicare works just like other health insurance, but it is run by the federal government.
Hawaii SHIP offers free, one-on-one counseling to Medicare beneficiaries, caregivers, and families. We can help you:
Ask about volunteering opportunities with Hawaii SHIP!
Let’s navigate Medicare confidently together – for a healthier, stronger Hawaii!
