As Medicare’s Open Enrollment Period (OEP) approaches, it’s essential for Hawai‘i residents to understand their options and make informed decisions about their health coverage. This is the time each year when Medicare beneficiaries can review their current plans, compare new options, and ensure they have the coverage that best fits their health needs and budget. For the full blog post article visit: https://www.shiphelp.org/OEP
Every year from October 15 to December 7, Medicare’s Open Enrollment Period allows beneficiaries to make changes to their health coverage. Any plan changes made during this period will take effect on January 1 of the following year.
Even if you’re satisfied with your current plan, it’s important to review it—plans can change from year to year, and your health needs may change too.
During the OEP, you can:
You can make multiple changes, but the last one you submit by December 7 will be the one that becomes active on January 1.
To make the best choice for your health care, review:
Making sense of all the options can be overwhelming, but help is available. The State Health Insurance Assistance Program (SHIP) provides free, unbiased counseling to help you understand your choices and compare plans. SHIP counselors in Hawai‘i are familiar with local provider networks and can help you make the best decision for your location and needs.
You can also compare plans online at Medicare.gov or call 1-800-MEDICARE for assistance.
During this period, you may be contacted by insurance agents or marketers, so keep these protections in mind:
Medicare’s Open Enrollment Period is your chance to make sure your coverage fits your needs and your budget. By reviewing your plan and knowing your options, you can start the new year confident about your health care.
For the full blog post article visit: https://www.shiphelp.org/OEP
