People with Medicare can get their coverage through Original Medicare or a Medicare Advantage Plan. Original Medicare includes Part A (hospital care) and Part B (medical care) and lets you see almost any doctor or hospital because most accept Medicare. You use your red, white, and blue Medicare card when you get care.
Medicare Advantage Plans are offered by private insurance companies. These plans must cover the same services as Original Medicare but may have different costs and rules. Some plans include extra benefits like vision, hearing, or dental care. With Medicare Advantage, you usually must use doctors in the plan’s network and show the plan’s membership card when receiving care.
Each option has pros and cons, so it’s important to think about your health needs, doctor preferences, and budget. Hawaii SHIP can help you review your choices in an unbiased way so you can decide what’s best for you.
Hawaii SHIP offers free, one-on-one counseling to Medicare beneficiaries, caregivers, and families. We can help you:
📞 Call us today at 808-586-7299 or TTY 1-866-810-4379
🌐 Visit us at hawaiiship.org
Ask about volunteering opportunities with Hawaii SHIP!
Let’s navigate Medicare confidently together – for a healthier, stronger Hawaii!
