Medicare Open Enrollment runs from October 15 to December 7—and it’s one of the most important windows of the year for Hawaii’s kupuna and Medicare beneficiaries. This is your chance to review, compare, and change your health plan for the upcoming year.
Whether you’re on Original Medicare or a Medicare Advantage Plan, your current plan might no longer be your best fit. Hawaii SHIP is here to help you figure it out—with free, personalized assistance tailored to your health and budget.
Open Enrollment Period: October 15 to December 7
Plan Comparison Request Deadline: November 25, 2024
(To ensure enough time to review and switch plans if needed)
Missing this window could mean being locked into a plan that no longer works for you for the next year.
During the Open Enrollment Period, you can:
Switch from one Medicare Advantage Plan to another
Switch from a Medicare Advantage Plan to Original Medicare + Part D
Switch from Original Medicare to a Medicare Advantage Plan
These options ensure flexibility—but you need to act before the deadline.
To decide if a plan change is right for you, consider:
Have your health needs changed?
Will your doctors and pharmacies still contract with your current plan?
Has your income or budget shifted?
Do your current plan’s premiums, deductibles, or drug coverage still work for you?
Plans and provider networks can change yearly. What worked last year might not serve you well next year.
The Hawaii State Health Insurance Assistance Program (SHIP) offers free plan comparisons to help you choose the plan that best fits your current situation. Their trained counselors are based in Hawaii and understand the needs of our island communities.
📱 Call: (808) 586-7299
🌐 Visit: www.hawaiiship.org
You must request your free plan comparison by November 25, 2024 to ensure enough time for processing before Open Enrollment ends.
Choosing the right Medicare plan can feel confusing—but you don’t have to do it alone. Let Hawaii SHIP help you gain peace of mind knowing that the plan you choose is still the best one for your needs and your budget.
Take action before December 7 and set yourself up for a healthier, more secure year ahead.
