Medicare Part D helps cover the cost of prescription drugs. Part D plans are offered by private insurance companies, not the federal government. If you want drug coverage, you can join a Part D plan or choose a Medicare Advantage Plan that includes drug benefits.
Most people should sign up for Part D when they first join Medicare so they don’t face late penalties later. If you already have good drug coverage, like from an employer or retiree plan, you may not need Part D right away. Some people with limited income may get automatic enrollment or extra help paying for their medicines.
Hawaii SHIP offers free, one-on-one counseling to Medicare beneficiaries, caregivers, and families. We can help you:
📞 Call us today at 808-586-7299 or TTY 1-866-810-4379
🌐 Visit us at hawaiiship.org
Ask about volunteering opportunities with Hawaii SHIP!
Let’s navigate Medicare confidently together – for a healthier, stronger Hawaii!
